Do I need separate insurance for my motor home?

Yes, motor home insurance is a specialist form of vehicle cover designed to protect both your motorhome and its contents, often not covered by standard car insurance.

Is static caravan insurance required by law?

While not legally required, most caravan parks insist on having static home insurance to cover damage, fire, theft, and liability.

Does touring caravan insurance cover travel abroad?

Many policies offer European cover for touring caravans—check your individual policy for limits and terms.

Static Home Insurance

Including Touring Caravans & Motor Home Insurance

Personal Insurance

CDC Insurance provide Motorhomes, Touring Caravans & Static Homes Insurance to customers in Broadstairs, Kent or nation-wide.

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Motorhome Insurance will cover your vehicle, you and your passengers for damage, accidents and theft. Like with car insurance, motorhome insurance is a legal requirement in order to operate your vehicle.

Static Home Insurance protects your static home or caravan against loss or damage. This includes damage caused by bad weather, a fire or vandalism. Many policies will also include cover for your contents, just like a standard home insurance policy.

Types of motorhome insurance

The type of motorhome insurance you need will depend on the type of protection you want as a motorhome or campervan owner.

Third party motorhome insurance – This is the minimum amount of cover you will need to drive on roads within the UK. This type of policy will cover the cost of compensating other people for injury or damage you may cause to them or their car or vehicle.
Third party motorhome insurance, fire and theft – this garuntees the same amount of cover as third party motorhome insurance, but also covers stolen, damaged or motorhomes destroyed by fire.
Fully comprehensive motorhome insurance – this type of insurance will cover all of the above, but could cover your motorhome if it’s damaged or destroyed to no fault of your own.

Static Home Insurance Exclusions

Employer’s liability insurance policies may come with the below exclusions:

Business Use & Rentals: Static homes used for commercial purposes, such as rentals or as a business space, may not be covered unless explicitly stated in the policy.
Damage from Pests: Damage caused by infestations, such as from rodents, insects, or birds, is often excluded.

Get a quote for a motorhome insurance policy

Fill out the form below and our team will get in touch with you shortly regarding your free motorhome insurance quote. Alternatively, email us via enquiries@cdc-insurance.co.uk or call us on 01843 861251.