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Let Property Insurance

Personal Insurance

CDC Insurance provide Let Property Insurance to those with to-let properties in Broadstairs, Kent or nation-wide.

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A Let Property Insurance policy will allow you to safely let or rent your property to an outside party. This will protect your property from damage or neglect from this outside party, allowing you to rent out your property, hassle free!

Let property insurance will cover the risks that come with renting out properties, so if you’re a landlord or are looking to let out your property, it’s a great idea to get an insurance policy to cover your property if anything were to go wrong.

Let Property Insurance Types:

There are three types of insurance policies that sit under the umbrella of Let Property Insurance; landlord buildings insurance, landlord contents insurance and landlords’ liability insurance. All three of these will fully cover the property you’re looking to let out.

  • Landlord buildings insurance: This type protects the landlord’s building from any damage or wear and tear over time.
  • Landlord content insurance: This type protects the landlord’s personal property from theft or damage within the building that they are letting. This could be items like dishwashers, washing machines or furniture.
  • Landlord liability insurance: This type will protect landlords in a situation that requires them to go to court over a dispute.

Below is a more in-depth explanation:

Landlord building and contents insurance will cover the structure and condition of your property as well as any personal items that are contained in your property. So if your property were to experience damage from a fire, you will not only have cover to pay for repairs but also to replace any items that have been damaged or destroyed.

Many accidents can happen in a property, no matter how great the conditions. If your tenants get injured due to slips or falls, landlord’s liability insurance can cover you as the property owner from injury or damage claims.

Let Property Insurance Cover

You can customise your let property insurance policy to include the right amount of cover for you. Here’s what you can include:

  • The income you make from your rental property
  • If you have to go to court, your legal costs can be covered
  • Void periods for when you’re looking for new tenants
  • Accidental damage by your tenants
  • Boiler repairs if it breaks down
  • Flooding, fire damage and theft
  • The structure of your building
  • Fitted kitchens
  • Fitted bathrooms
  • Furniture, carpets and curtains

Let Property Insurance Exclusions

Your let property insurance policy may not cover the types of damage and loss below:

  • Wear, tear and gradual deterioration
  • Theft by member of the household
  • Buildings that are in the middle of construction/repairs
Let Property Insurance

Get a quote for a let property insurance policy

Fill out the form below and our team will get in touch with you shortly regarding your free let property insurance quote.

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