What does holiday home insurance cover?

Holiday home insurance covers risks like fire, theft, storm damage, accidental damage, and public liability for second homes or vacation properties.

Do I need separate insurance for a holiday let?

Yes. Standard home insurance may not cover rental use. Holiday let insurance provides protection against damage and liability when the property is rented out.

Can holiday home insurance cover my property abroad?

Some insurers offer international holiday home cover. Check with CDC Insurance for eligibility and policy details for overseas properties.

How much does holiday home insurance cost?

Premiums depend on location, property type, rental use, and coverage level. CDC Insurance can provide a tailored quote for your holiday home.

Holiday Home Abroad Insurance

Personal Insurance

Whether your property is in the UK or overseas, having the right holiday home insurance abroad is essential for peace of mind and financial protection.

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What is Holiday Home Insurance Abroad?

Holiday Home Insurance covers any repairs or reconstruction to your damaged holiday home. Holiday homes are considered second homes as it’s not your main residence. You can get a buildings insurance policy to cover the structure and condition of your holiday home and you can get contents insurance to insure any items or personal belongings within the property. Alternatively you can get a combined insurance policy covering buildings and contents.

Whether your holiday home is in the UK or Europe, it can still fall victim to any number of situations including; fires, storms or flooding. Ask us for a holiday home insurance quote to give you peace of mind.

Cover for Overseas Holiday Properties

If you own a villa in Spain, a cottage in France, or any holiday property abroad, it’s important to choose a policy designed for holiday home abroad. These homes face unique risks such as language barriers, longer vacancies, and different legal systems—making specialised cover essential.

Holiday Home Abroad Insurance Exclusions

These types of insurance policies sometimes come with certain exclusions:

Number of bedrooms: Some policies have a maximum number of bedrooms that they cover
Damage from pets: Some insurance policies don’t cover damage caused by pets if the property is being let out
Long term lets: If a guest decides to stay for 3 months or more, you won’t be covered. You would need a landord insurance policy

Get a quote for a Holiday Home Abroad Insurance policy

Whether you’re managing a rental in Portugal or a family retreat in Italy, CDC Insurance is here to help you find reliable holiday home insurance abroad.

Fill out the form below and our team will get in touch with you shortly regarding your free holiday home insurance quote. Alternatively, email us via enquiries@cdc-insurance.co.uk or call us on 01843 861251.