Construction Sector Insurance

Business Insurance

CDC Insurance provide Construction Sector Insurance to any businesses & business owners that carry out construction work in Broadstairs, Kent or nation-wide.

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FAQ

There are various different risk factors to think about within the construction sector. Whether you are building an extension, a single property, or whether you have contracts in place for an entire development we can offer you cover for your legal liabilities, the contract works ongoing, plant cover and more.

Construction Insurance Exclusions

With any construction insurance policy, there may be exclusions on what you can claim. Take a look at the possible exclusions below to make sure your policy doesn’t have any gaps:

Claims on some projects may be excluded based on their project type
Damage exclusions: damage caused by pollution may not be covered by your insurance policy

Does my business need Construction Sector Insurance?

Construction Sector Insurance protects your business whilst carrying out construction work. However, some types of construction businesses may not need this type of policy.

Consultancy-Only Construction Businesses: Firms providing construction-related consultancy services (e.g., architects, quantity surveyors, or project managers) who do not physically engage in on-site activities may not require construction insurance. Instead, they might need professional indemnity insurance to cover design or advice errors.
Administrative-Only Construction Offices: Companies that handle administrative tasks, payroll, or back-office support for construction projects without exposure to on-site risks may not need construction insurance. Business liability insurance would typically suffice.
Businesses Focused on Post-Construction Services: Companies involved only in post-construction activities, like interior design or landscaping, might not need traditional construction insurance, as their risks are different and better addressed with tailored policies like general liability or design coverage.

Get a quote for a construction sector insurance policy

Fill out the form below and our team will get in touch with you shortly regarding your free construction sector insurance quote. Alternatively, email us via enquiries@cdc-insurance.co.uk or call us on 01843 861251.