Car Insurance in Kent
Personal Insurance
CDC Insurance provide Car Insurance to those living in Broadstairs, Kent or nation-wide.
Our Car Insurance covers you against any financial loss, but the amount of protection depends on what kind of car insurance policy you have. If you cause a car accident, your policy arranged through CDC Insurance will cover the costs. You will only have to pay the excess, as well as any voluntary excess, which is an additional amount set by you when you take out a policy.
Car Insurance Exclusions
Car insurance policies may come with certain exclusions. The list below contains some common ones:
- Theft by deception: If you were to hand your keys to someone that is interested in buying your car, and they steal it
- The insured party is drunk during a crash or accident
- Any damage that doesn’t occur during an accident, like wear and tear and tyre damage

Tips to Lower Your Car Insurance Premium
While car insurance is a necessity, there are ways to reduce your premiums without compromising on coverage:
- Increase Voluntary Excess: Opting for a higher excess can lower your premium, though it’s important to ensure it’s affordable if you need to make a claim.
- Improve Vehicle Security: Adding security features like alarms or immobilisers can deter theft and lower costs.
- Drive Fewer Miles: Policies often take annual mileage into account, so accurately estimating your usage can save money.
- Build a No-Claims Discount: Avoiding claims over time can lead to significant discounts on future policies.
Get a quote for a car insurance policy in Kent
Fill out the form below and our team will get in touch with you shortly regarding your free car insurance quote. Alternatively, email us via enquiries@cdc-insurance.co.uk or call us on 01843 861251.
Frequently Asked Questions
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Does my car insurance cover theft?
Many of us rely on our cars as our main form of travel. If our cars were to suffer damage or get stolen, it can cause a number of travel headaches in situations like picking up children from school or commuting to work.
What invalidates car insurance?
Having a car accident or incurring damage to your vehicle can be stressful. But car insurance will have your car covered, as long as the information you provided to your insurance company is accurate and up to date.
What does protecting your no claims mean?
Protected No Claims Insurance is a type of insurance policy designed to protect your No Claims Bonus.


